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Is Your Banking App Leaking Sensitive Data? The Hidden Threat of Unencrypted Traffic

Posted on September 3, 2025September 27, 2025 By Finstein.ai No Comments on Is Your Banking App Leaking Sensitive Data? The Hidden Threat of Unencrypted Traffic

In an era where digital payments and mobile banking dominate, even a minor configuration slip in your financial app can expose millions to silent, invisible cyberattacks. A recent vulnerability (CVE-2025–45080) has brought this threat into sharp focus, especially for Android users relying on mobile apps for secure transactions.

The Vulnerability That Slipped Through

Security researchers uncovered a severe misconfiguration in a popular banking app’s Android version. Despite Android 9+ enforcing secure traffic rules by default, this app bypassed them with a simple but dangerous tag:

xmlCopyEditandroid:usesCleartextTraffic="true"

What does that mean?

It means the app allowed unencrypted HTTP connections even over open Wi-Fi or unsecured networks, leaving critical data like credentials and transaction details vulnerable to Man-in-the-Middle (MITM) attacks.

Why This Is a Big Deal

This isn’t just about bad coding. It’s about how a single overlooked line in the app’s configuration can:

  • Leak login credentials
  • Expose account numbers and balances
  • Allow attackers to hijack sessions or inject malicious responses
  • Lead to identity theft or unauthorized transactions

Even more alarming? Users might not even realize they’re being watched.

How Attackers Exploit This

Here’s how an attacker could abuse this flaw:

  • They install or decompile the app and see it allows cleartext traffic.
  • They wait at your local café’s public Wi-Fi, set up a proxy or fake access point.
  • You open your banking app. It sends data over HTTP. The attacker sniffs, reads, or alters it.
  • Boom your session is compromised, and you never saw it coming.

No malware. No clicks. Just traffic interception.

What Should Be Done Immediately?

For End Users:

  • Avoid using banking apps on public Wi-Fi.
  • Use mobile data whenever possible for sensitive transactions.
  • Keep your app updated. Patches may roll out quietly.
  • Enable SMS/email alerts to catch suspicious activity early.

For App Developers:

  • Set android:usesCleartextTraffic="false" in your AndroidManifest.xml.
  • Enforce HTTPS using Network Security Config.
  • Implement SSL pinning and endpoint validation.
  • Run regular mobile security audits and static code analysis.

What This Teaches Us About Security

Secure apps aren’t just about strong encryption algorithms. They’re about secure defaults, continuous validation, and developer awareness. In the world of banking, every packet counts because users trust you with their future.

In a digital world where one overlooked setting can lead to mass exposure, security must be part of the blueprint, not an afterthought.

Whether you’re a developer, a product manager, or a daily user of banking apps, understanding how data flows through your device is crucial.

“It’s just one line of code.” That’s how most breaches start.
Encryption isn’t optional. HTTPS isn’t a luxury. They are the minimum line of defense in a world of invisible threats.

Stay aware. Stay encrypted. Stay secure.

Banking Vulnerability Data

Data Privacy

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